Frequently Asked
Questions:
1. What are your hours of
operation and are you open on Saturday?
Monday through Friday 7:45am to 5:15pm
2. Will my paint match the
rest of my vehicle?
With our computer matching system, our professionally trained
technicians and
the use of DUPONT paints and their vast technical support
system, we are confident
in our abilities to match your original finish.
3. How long will it take to
repair my vehicle?
Once an estimate is written, parts are ordered and received,
we are ready to start the
repair process. You can usually count on 5 hours of repairs
per day, so if your
estimate has 25 total hours that would be a 5 day repair. If
additional damages are
found during the course of repairs, additional time would be
needed and you would be
contacted by one of our customer service representatives.
4. Do I need more than one
estimate?
Although some insurance companies would like to have more
than one estimate, you
legally are not responsible for getting but one -- preferably
from the shop you choose
to repair your vehicle. You should find a shop you feel
confident with and one that can
handle all aspects of the repair. Collision Specialists can
do this for you.
5. What is a Direct Repair
Program?
Shops, such as ours, have contracts with certain insurance
companies to follow their
guidelines for the repair process and paperwork. In turn this
speeds up the repairs
and simplifies the process for the customer. Collision
Specialist is a direct repair
shop for most major insurance companies in the area.
6. Why are there
differences in estimates for the same claim?
Insurance companies and repair facilities may provide an
estimate. Sometimes one
will write only what they can see and another may write what
they know may be
needed based on past experiences of hidden damage. One may
estimate
aftermarket parts as opposed to OEM parts. Our shop works
with all insurance
companies and appraisers to ensure quality repairs at the
most economical price.
7. What are OEM parts and
aftermarket parts?
OEM parts are made by the Original Equipment
Manufacturer. Aftermarket parts are
produced by other manufacturers. We do not normally have any
problems with
aftermarket parts but in the event that one does not meet
with our expectations, we
would contact the insurance company to let them know that an
OEM part is needed.
Our goal and the insurance company's goal is to repair your
vehicle to pre-accident
condition.
8. What is a deductible?
The deductible is the portion of the repair bill you will
owe. You set the deductible
amount when you purchase your insurance policy. The higher
the deductible the less
your premium payments but if you ever file a claim you will
be responsible for paying
that deductible amount to the repair facility.
9. What is a betterment?
A betterment is an additional amount that you may owe to the
repair facility. This is
normally assessed to the parts that have a limited life span
such as tires, batteries,
sometimes paint, convertible tops ect. The insurance company
will determine how
much of that life span has been used. For example, the
insurance company
determines that your tire has 20% wear and a new tire cost
$150.00, they may pass a
betterment charge of $30.00 to you and they would pay $120.00